Break down January 2025 with LVZ's Joey Ott and Darlene Kuipers as they discuss insights into the noise versus what matters for the month ahead.In EP 01…Market Valuations: Why high equity valuations are causing market volatility and how investor sentiment is shaping stock performance.Economic Indicators: The impact of January’s jobs report, GDP data, and CPI inflation numbers on market trends.AI & Market Disruptions: How AI-driven research and development spending is influencing stock valuations and reshaping industry strategies.Investment Strategy: How the LVZ Investment Committee navigates market noise, makes data-driven decisions, and ensures portfolio stability.Client-Centric Insights: Why personalized financial planning is crucial for investors with different time horizons—whether planning for the long term or making near-term withdrawals.Words of Wisdom for February: Don’t overreact to short-term market noise. If you have questions about your portfolio, reach out to our team for personalized insights.DisclosuresPast performance does not determine future results. Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment advisory services offered through LVZ, Inc. LVZ, Inc. is a federally registered investment adviser. Learn more at www.lvzinc.com.This was recorded on January 31, 2025.This is provided for informational purposes only and should not be construed as investment advice. References to specific portfolios should not be considered a recommendation.Data and analysis does not represent the expected future performance of any investment product or strategy.The Consumer Price Index(CPI) is a measure that examines the weighted average of prices of a basket of consumer goods and services, such as transportation, food and medical care. It is calculated by taking price changes for each item in the predetermined basket of goods and averaging them. The monthly jobs report from the U.S. Department of Labor provides a useful snapshot of how many jobs the economy created the previous month, how many people were unemployed, and what kind of wage hikes workers received. It also delivers an excellent snapshot of overall economic health. The fed funds rate is an interest rates in the U.S. economy that affects monetary and financial conditions, which in turn have a bearing on critical aspects of the broad economy including employment, growth, and inflation. The fed funds rate also influences short term interest rates, albeit indirectly, for everything from home and auto loans to credit cards, as lenders often set their rates based on the prime lending rate. The prime lending rate is the lending rate at which banks charge their customers. The Federal Open Market Committee (FOMC) meets eight times a year, to set the fed funds rate, and uses open market operations to influence the supply of money to meet the target rate.Gross domestic product (GDP) is the total monetary or market value of all the finished goods and services produced within a country's borders in a specific time period. As a broad measure of overall domestic production, it functions as a comprehensive scorecard of a given country’s economic health.