October brought cooler weather along with a cooling but stubborn inflation rate that has investors wondering what’s next. As the Federal Open Market Committee (FOMC) signals a pause on rate cuts and the government shutdown delays key data, markets are holding steady with cautious optimism.In this month’s episode, Darlene Kuipers and Joey Ott unpack the Fed’s latest meeting, inflation’s plateau just above 3%, and what “playing it cool” really means for investors as 2025 winds down.In EP 10:What the Fed’s “pause, not pivot” means for interest rates, liquidity, and long-term planningCPI data and the story behind inflation’s stubborn 3.01% holdThe market’s reaction to Meta’s AI expansion and why valuations still demand disciplineTariffs, Treasury yields, and the ripple effects on mortgages and consumer pricesStaying focused on long-term goals amid headline volatility and delayed economic dataWhether you’re reviewing your Q4 investment strategy or preparing for 2026, this episode reminds investors to stay diversified, stay informed, and stay calm, because even when markets feel uncertain, discipline and planning are the ultimate edge.Disclosures: Past performance does not determine future results. Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment advisory services offered through LVZ, Inc. LVZ, Inc. is a federally registered investment adviser. Learn more at www.lvzinc.com. This was recorded on October 31, 2025. This is provided for informational purposes only and should not be construed as investment advice. References to specific portfolios should not be considered a recommendation. At the time of this recording, LVZ, Inc. may hold positions in the companies mentioned. Data and analysis do not represent the expected future performance of any investment product or strategy. Sources: Federal Reserve. (2025, October 29). Transcript of Chair Powell’s press conference [Press conference transcript]. Board of Governors of the Federal Reserve System. https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20251029.pdfYCharts, Inc. (2025, November 3). Monthly Market Wrap: October 2025. YCharts Blog. https://get.ycharts.com/resources/blog/monthly-market-wrap/U.S. Bureau of Labor Statistics. (2025, October 24). Consumer Price Index — September 2025: Consumer Price Index Summary (USDL-25-1502). U.S. Department of Labor. https://www.bls.gov/news.release/cpi.nr0.htm